Individuals
Receive education with KICB.
KICB is pleased to offer unique educational loan for ambitious and goal
oriented young people who want to receive education.
Student loan is unique opportunity for each of you to receive invaluable experience
and knowledge about which you dreamt a long time ago, not thinking about
paying tuition fee.
Student loan is aimed at:
-
receiving education in universities, technical schools,
-
receiving additional education,
-
improving qualifications.
Conditions:
|
Loan Purpose |
Payment for tuition |
|
Currency of loan |
KGS, USD |
|
Amount of loan |
USD 150 up to USD 5,000 KGS 6,000 up to KGS 200,000 |
|
Maturity |
From 6 months to 5 years |
|
Interest rate* |
In USD - 22% p.a.; In KGS - 28,5%; |
|
One-time interest |
1% (withhold upon actual disbursement) |
|
Repayment |
Monthly annuity |
|
Penalty for early repayment |
5% of early repaid amount (applied during first 6 months) |
|
Security |
For loans from USD 300 up to USD 3,000 – Movable property + 1 guarantor; For loans from USD 3 001 up to USD 5,000 – Real estate + 1 guarantor |
|
Requirements to borrowers |
Residents of Kyrgyzstan, students of technical specialized schools, universities, MA students, students participating in qualification improvement courses |
“B+” student loan program!
You study well and you need more money to continue studying?
KICB values your desire for getting more knowledge and offers you a solution.
Student Loan Program “B+” – is a special loan for Masters’ students and students of 3rd – 5th year of study who have good progress in studies.
|
Loan Purpose |
Payment for tuition |
|
Currency of loan |
KGS, USD |
|
Amount of loan |
USD 150 up to USD 5,000 KGS 6,000 up to KGS 200,000 |
|
Maturity |
Up to 6 years |
|
Preferential interest rate* |
15% |
|
One-time interest |
1% (withhold upon actual disbursement) |
|
Repayment |
Grace period is provided till the moment of graduation from the University. Monthly down payments start after the graduation but not later than six months after the completion of studies |
|
Penalty for early repayment |
No penalty applied for early repayment of the loan |
List of the Universities-participants of the program:
- American University of Central Asia
- Kyrgyz-Russian Slavonic University
- Academy of management under the president of the Kyrgyz Republic
- Kyrgyz Technical University
- Institute of International Educational Program Integration
- Osh State University
- Kyrgyz State Medicine Academy
“A” student loan program!
You study excellent and you need money to continue studies?
KICB values your desire to get knowledge and offers a solution!
“A” student loan program is a good opportunity to devote yourself to study, not distracting to search of funding. Loan repayments may be postponed to completion of studies, also you are offered discount interest rate of 10% per annum.
After completion of studies, KICB jointly with USAID can offer consultative support on employment to the best participants of the loan program.
|
Currency of loan |
KGS, USD |
|
Amount of loan |
From USD 300 up to USD 5,000 From KGS 10,000 up to KGS 200,000 |
|
Maturity |
Up to 6 years |
|
Preferential interest rate* |
10% per annum for loans in USD and KGS |
|
Security |
For loans from USD 300 up to USD 3,000 – Movable property + 1 guarantor or 2 guarantors with confirmed income; For loans from USD 3,001 to USD 5,000 – Real estate + 1 guarantor |
|
Loan Purpose |
Payment for tuition |
|
Requirements to borrowers |
Residents of Kyrgyzstan, students of technical specialized schools, universities, MA students, students participating in qualification improvement courses |
|
One-time interest |
1% (withhold upon actual disbursement) |
|
Repayment |
Grace period is provided till the moment of completion of study; From the date of completion of studies monthly repayments, not later than 3 months after completion of studies |
|
Penalty for early repayment |
Non applicable |
* Effective interest rate: 25,64% p.a.
** Effective interest rate: 16,84% p.a.
*** Effective interest rate: 11,10%
