recommend this page


SEND LINK TO EMAIL

Send more



Receive education with KICB.

KICB is pleased to offer unique educational loan for ambitious and goal
oriented young people who want to receive education.

Student loan is unique opportunity for each of you to receive invaluable experience
and knowledge about which you dreamt a long time ago, not thinking about
paying tuition fee.

Student loan is aimed at:

  • receiving education in universities, technical schools,
  • receiving additional education,
  • improving qualifications.
     

Conditions:

Loan Purpose

Payment for tuition

Currency of loan

KGS, USD

Amount of loan

USD 150 up to  USD 5,000

KGS 6,000 up to KGS 200,000

Maturity

From 6 months to 5 years

Interest rate*

In USD - 22% p.a.; In KGS - 28,5%; 

One-time interest

1% (withhold upon actual disbursement)

Repayment

Monthly annuity

Penalty for early repayment

5% of early repaid amount  (applied during first 6 months)

Security

For loans from USD 300 up to USD 3,000 –  Movable property  + 1 guarantor;

For loans from USD 3 001 up to USD 5,000 – Real estate + 1 guarantor

Requirements to borrowers

Residents of Kyrgyzstan, students of technical specialized schools, universities, MA students, students participating in qualification improvement courses


Application for student loan

 

“B+” student loan program!


You study well and you need more money to continue studying?

KICB values your desire for getting more knowledge and offers you a solution.

Student Loan Program “B+” – is a special loan for Masters’ students and students of 3rd – 5th year of study who have good progress in studies.  

 

Loan Purpose

Payment for tuition

Currency of loan

KGS, USD

Amount of loan

USD 150 up to  USD 5,000

KGS 6,000 up to KGS 200,000

Maturity

Up to 6 years

Preferential interest rate*

15%

One-time interest

1% (withhold upon actual disbursement)

Repayment

Grace period is provided till the moment of graduation from the University. Monthly down payments start after the graduation but not later than six months after the completion of studies

Penalty for early repayment

No penalty applied for early repayment of the loan

List of the Universities-participants of the program:

  • American University of Central Asia
  • Kyrgyz-Russian Slavonic University  
  • Academy of management under the president of the Kyrgyz Republic
  • Kyrgyz Technical University
  • Institute of International Educational Program Integration
  • Osh State University
  • Kyrgyz State Medicine Academy

“A” student loan program!

You study excellent and you need money to continue studies?

KICB values your desire to get knowledge and offers a solution!
“A” student loan program is a good opportunity to devote yourself to study, not distracting to search of funding. Loan repayments may be postponed to completion of studies, also you are offered discount interest rate of 10% per annum.

After completion of studies, KICB jointly with USAID can offer consultative support on employment to the best participants of the loan program.
 

Currency of loan

KGS, USD

Amount of loan

From USD 300 up to USD 5,000

From KGS 10,000 up to KGS 200,000

Maturity

Up to 6 years

Preferential interest rate*

10% per annum for loans in USD and KGS

Security

For loans from USD 300 up to USD 3,000  –

Movable property + 1 guarantor or  

 2 guarantors with confirmed income;

For loans from USD 3,001 to USD 5,000  –

Real estate + 1 guarantor

Loan Purpose

Payment for tuition

Requirements to borrowers

Residents of Kyrgyzstan, students of technical specialized schools, universities, MA students, students participating in qualification improvement courses

One-time interest

1% (withhold upon actual disbursement)

Repayment

Grace period is provided till the moment of completion of study;

From the date of completion of studies monthly repayments, not later than 3 months after completion of studies  

Penalty for early repayment

Non applicable

 

Partners


  *  Effective interest rate: 25,64% p.a.

  ** Effective interest rate: 16,84% p.a.

 *** Effective interest rate: 11,10%