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Your relatives and friends ran out of money when they really needed them and it is necessary to transfer funds and help them quickly, simply, and safely?

KICB offers to its Customers a new service – ÑARD EX!

We appreciate our Customers’ time and offer to use the new service «CARD EX» for money transfers (online) from one payment card to another card via KICB ATM network or in cash office of the Bank by specifying card details of the recipient.

To perform such a transfer, it is only necessary for sender to know the number of recipients’  banking card. The transfer is possible between the cardholders of VISA KICB payment cards or Elcard payment cards issued by commercial banks of Kyrgyz Republic.

If you’re already the cardholder of VISA KICB payment card – start using the given service right now! If not – then you can simply fill out the application form for VISA KICB payment card in any branch of KICB. For this procedure all that you need is a valid passport. We invite you into the world of possibilities, which VISA KICB offers you!

Transfers are possible to perform in Kyrgyz soms only.

Funds which were transferred from one payment card to another are accessible to recipient in real time, i.e. straight after the transaction was made.

Receive transfers instantly. Transfers on Elkard cards may be withdrawn 24/7 in any Kyrgyzbank or at any ATM having the Elkard logo. Transfers on VISA cards can be received at any office of the Bank or any ATM having the VISA logo all over the world.


Type of operation

Commission fee



Free of charge

KGS 50 000

CARDEX money transfers are available in all KICB ATM network.