List of required documents
- Copy of Borrower’s and Co-borrower’s passport (original is needed for check)
- Copy of marriage, divorce, etc certificates (original is needed for check)
- Copy of Passports or Birth Certificates of children (original is needed for check)
- Utility, telephone bills for last 3 months
- Copy of credit agreements and proof of repayments for other current credits, if any
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Documents confirming additional income
If Borrower/Co-borrower is an Employee:
- Certificate from Employer, stating position and income received during last 6 months.
- If you work in you current company less than 1 year – the same certificate is required from previous employer.
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Certificate from Social fund of deduction realized during last 6 months.
If Borrower/Co-borrower is self-employed:
- Copy of Private entrepreneur’s certificate, ITN, stat. card (for private entrepreneurs) or patent (for individuals working on patent basis)
- Certificate from Tax inspection and Social fund confirming that you do not have any liabilities
- If business is realized in own premises – title certificates
- If business is realized in rented premises – rent agreement and copy of Title documents of renter.
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Licenses, certificates and other if it is required by law for your nature if business
If purpose of the loan is building a house:
- Title documents for land plot on which the building will be realized
- Construction budget
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Project of building approved by State Architecture
Property to be purchased (or additional collateral):
- Sale-purchase agreement or other Title document
- Technical passport
- Certificate from State Register Agency
- Copy of current property owner’s passport
- Consent of current property owner’s spouse to sell the property
- Consent of borrower’s spouse to pledge the property to the bank
- Other certificates and documents