Do you need to purchase saplings, seeds or to fertilize and broaden sown areas, to collect harvest and process crops, buy calves or lay off fodder or anything alike?

It is all viable.

Loan “Golden Harvest” can satisfy any agricultural needs. 

KICB participate in the state program "Financing of agriculture"  on support  of agriculture / agricultural producers engaged in crop production, cattle breeding and processing. Detailed information and terms and conditions is available by  phone 0312 62 01 01

In addition to the loan, you can receive overdraft card with limit up to 2 monthly installments. It does not require additional collateral.
 

How is Loan “Golden Harvest” a good choice of farmers?

• Unlimited range of agricultural purposes the loan covers;
• KICB grants grace periods up to 6 months;
• Flexible repayment schedule.

Conditions:

• Loan amount – from USD 500 to USD 3 00000 (equivalent in KGS);
• Maturity - from 3 to 60 months;
• Interest rate:  KGS from 18% p.a.; USD from 15% p.a.      
• Loan fee:
  • for loan in amount from USD 500 to USD 3 000 -  2% of the loan amount;
  • for loan in amount from USD 3001 to USD 300 000  - 1% of the loan amount;
• Currency: KGS, USD
• Collateral: equipment, livestock, movables, products, personal properties, real estate, guaranties, etc.

* Effective interest rate: from 21.16%