Individuals
ELSOM loans for KICB Customers having current loans – it is an additional source of the funds for business development / for consumer purposes.
Advantages of the loan:
- time of processing – the loan is disbursed within 3 business days.
- without real estate pledge.
Loan terms:
|
Loan type |
ELSOM loans for current borrowers of CJSC “KICB” |
|
Loan currency |
KGS |
|
Loam amount |
KGS from 1 000 to 25 000 |
|
Loan terms |
From 1 to 12 months |
|
Interest rate* |
20% p.a. |
|
Withdrawal fee |
According to ELSOM tariffs (www.elsom.kg) |
|
Redemption |
Annuity; quarterly payments; repayment of interests monthly, of the principal debt in the end of the loan term |
|
Advanced redemption |
At any time. Without penalty. |
|
Collateral security |
1 guarantor |
ELSOM loans for Agents – it is a quick solution for obtaining of the credit facilities. Simple and convenient processing makes this loan attractive.
Advantages of the loan:
- time of processing – the loan is disbursed within 3 business days
- without real estate pledge
Loan terms:
|
Loan type |
ELSOM loans for Agents |
|
Borrower |
ELSOM Agent that has concluded an agreement with the Operator of electronic wallet (KICB) for conducting of transactions through e-wallet to serve Customers. |
|
Loan currency |
KGS |
|
Loan amount |
KGS from 1 000 to 50 000 |
|
Loan tenor |
From 1 to 12 months |
|
Interest rate* |
KGS 0% p.a. |
|
Interest paid in advance |
Not required |
|
Withdrawal fee |
According to ELSOM tariffs |
|
Redemption |
Annuity; quarterly payments; monthly repayment of interest, repayment of the principal debt at the end of the loan term. |
|
Advanced redemption |
At any time. Without penalty. |
|
Collateral security |
Guarantee: up to KGS 25 000 – 1 guarantor over KGS 25 000 – 2 guarantors |