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Terms of long term crediting:

  • Amount: from USD 50 000 to USD 2 000 000;
  • Crediting period:  up to 5 years;
  • Possible grace period on repayment of principal amount: up to 1 year;
  • Interest rate: 15-16% per annum;
  • Pre arrangement fees*: 2% out of credit amount;
  • Legal services**: up to 1% out of credit amount;
  • Insurance of pledged property: on annual basis;
  • Currency of loan: USD, EUR;
  • Collateral: real estate, fixed and circulating assets.

A company can count on grace period of up to 1 year on repayment of principal amount of loan which will make repayments easier till the company starts gaining revenues from investments. 


* due to specific nature of each concrete enterprise and complexity of analysis of its solvency, the bank bears expenses related to serving loan: transportation expenses, invitation of external consultants and independent appraisers, expenses related to regular monitoring.

** this fee is charged by law company, which services credit.