Legal entities
We offer you to simplify procedure of paying salary for employees. Compared to traditional form of paying salary, such form of payment has number of obvious advantages both for organization and employees:
Advantages of Elcart “Salary” bank card for organization:
- Decrease of overhead expenses related to arrangement of payment of salary: encashment and storage of funds, maintenance of cashiers’ staff.
- Decrease of cash operations carried out by accounting department of enterprise.
- Simplification of salary payment procedure and decrease of time which is spent for carrying out this procedure.
- Opportunity to provide credit in form of overdraft on special card account of employee.
- Confidentiality of information about payment of salary.
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Saving of working hours, excluding break of working day discipline related to payment of salary.
Advantages of Elcart “Salary” bank card for employees:
- Servicing of bank cards issued in framework of Salary project product on discounted tariffs.
- Spend more money than you have on your account using a card with overdraft limit
- Opportunity to receive credit in form of overdraft on special card account.
- Opportunity of issuing additional bank cards for members of family with limits on given cards so that your children, other relatives can weekly receive certain amount for current expenses
- Opportunity to receive salary at any comfortable for you time 24 hours a day in national ATM network without paying charge.
- Safety of keeping funds on card account. Loss of card does not mean loss of money, card will be blocked if bank is notified immediately.
- Opportunity of non cash payment for goods and services. Buyer pays only cost of goods without additional charges.
- Record of incoming funds and writing off funds by receiving statement on account cash flow.
- You do not need to carry big amounts of cash.
- Opportunity to replenish card account in cash and in non cash form.
- Monthly accrual of interests on daily average balance of account.
- Discounted tariffs on mortgage and consumer lending, and also on deposits for company employees in the framework of salary project.
|
¹ |
Service |
Tariffs (KGS) |
|
1 |
Issue of card and opening of card account in standard mode (5 days) |
Free of charge |
|
2 |
Annual maintenance fee |
100.00 |
|
3 |
Lodgment of funds to card account |
0,5% |
|
4 |
Cash withdrawal: - in KICB infrastructure - in infrastructure of other banks |
Free of charge 0,6% |
|
5 |
Non cash payment for goods and services |
Free of charge |
|
6 |
Accrual of interest for balance of account (% annual interest rate for minimal balance starting from 10 000 KGS) |
3% |