Are you planning to buy home appliances or good present for close people, pay for treatment or spend your funds on other needs?

To help you extend your capabilities and reach desired goals KICB offers a quick and convenient solution.

 

What are the advantages of the Loan “Simple Solution”?

  • It takes up to 3 days to disburse the Loan
  • Collateral: movable property + 2 guarantors
  • Monthly down payments based on annuity make easier to plan your budget.
  • Maturity is up to 12 months

     

Terms and conditions:

Loan Target

Consumer needs

Currency

KGS, USD

Loan Amount

10 000 - 100 000 KGS, or  200 - 2 000 USD

Maturity

From 6 to 12 months

Interest rate

KGS 25%; USD 25%

One time interest

2%

Repayments

Monthly equal payments

Early repayment

During first 3 months – penalty fee is 5% of repaid amount. After 3 months – no penalties.

Loan security

Movable property + 2 guarantors

Income level

Monthly repayment of loan should not exceed 30% of net family income

Required documentation

Certificate from Employer, income received during last 6 months. Spouse’s passport. Passports of guarantors.

 


 *- Effective interest rate from 35,08%

Calculator *

*Calculations provided in the given calculator are of demo-version and may slightly differ from real payments in the provided type of loan.
Loan Currency Monthly income
Loan Amount
Rate Tensure
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