Would you like your home to stay bright and warm when it’s cold outside, without having to pay exorbitant utility bills?

KICB has the perfect loan product to enable you to maintain a comfortable atmosphere in your home while also saving on energy costs!

 

According to experts, the average home loses approximately 40% of its internal heat through the walls, 18% through the windows, 18% through the roof, 14% through the ventilation system, and 10% through the basement.

By warming your house, you can reduce the normal energy loss by 90%.

 

What are the advantages of the “Energy Saver” Loan?

  • The rates are favorable and among the best in the Kyrgyz market
  •  Loan repayments are made in equal monthly installments, allowing you to easily plan your monthly expenditures.
  • Warming your home results in energy cost savings
  • KICB offers a flexible approach to collateral requirements – loans up to USD 3000 can be obtained without needing to pledge any real estate.

 

Terms and conditions:

Loan Target
  • Insulation of roof, balcony, walls, floor, basement, etc.
  • Installation or improvement of heating system (floors, boilers, heaters, etc.)
  • Plastic and aluminum window installation, balcony glazing
  • Solar Battery installation
  • Generator purchase (gasoline, diesel, gas)
  • Electrical energy inverter purchase

Currency

KGS, USD

Loan Amount

From $300 to $10 000

Maturity

From 3 to 36 months

Interest rate

KGS 25%; USD 20%

Collateral

Movable property, car, real estate and guarantee

 

 


 *- Effective interes rate: USD from 23,62%, KGS from 28,66%

Calculator *

*Calculations provided in the given calculator are of demo-version and may slightly differ from real payments in the provided type of loan.
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