Welcome to mobile financial services!
Mobile financial services from KICB offer an innovative product to you – an electronic wallet “ELSOM”. ELSOM enables you to perform various financial operations using a mobile device.
To bring comfort into life of every person by making modern financial services available everywhere.
Contribution to social and economic development of our country
The main objective of the product ELSOM is to simplify access to financial services for unbanked population in Kyrgyzstan, in particular in remote regions and rural area. By doing so, ELSOM will facilitate further development of the regions of the Kyrgyz Republic and will contribute for further improvement of the living standards of the population in the country.
We do our best to make the tools of cashless payment convenient and simple. Creating the electronic system of payment we always seek to make the life of each user more convenient and secure. For Customers’ comfort mobile applications for «Android» Operations System have been developed.
Available to everyone
Technologies in modern life are evolving very fast and people become more and more mobile with previous payment systems not matching the pace of life: payments are rigidly linked to the time and location.. To meet ever growing challenge, we developed our mobile financial services; the electronic wallet ELSOM, which is operational through USSD/SMS commands that are supported by all models of phones and works without access to internet or Wi-Fi in the mobile phone.
ELSOM PRODUCTS AND SERVICES
ELSOM offers its Customers the service of airtime top up of both your own and others’ mobile phone at any time and at any place. Thus, dependence on the existing system of top up decreases providing additional convenience to Customers.
Using the electronic wallet ELSOM it is possible to pay utility bills, internet, cable TV, city network and many other services. This service enables ELSOM Customers to pay monthly bills anytime and in any convenient place without going out and standing in a line in the payment acceptance points or without internet connection. If necessary, you can top-up mobile, pay the bills of your relatives, friends and colleagues.
International money transfer
International Money Transfer from ELSOM allows its’ Customers opportunity to receive funds into their e-Wallets which are transferred by a person from another Country. This service allows Beneficiaries to receive money without going to bank and cash-out their funds at the nearest ATMs or Agent location.
Domestic Money transfer
Person to Person (P2P) from ELSOM provides an instant fund transfer mechanism which is cost effective and secure as well. This service is free from existing risks and expenses related to the traditional transfer of money. To avail this service there is no necessity to go to the bank branch. You can make transfers from your wallet at any place and at any time.
For detailed information, please visit www.elsom.kg or contact us by phone: 0 (312) 986 000; 0900 – for Megacom subscribers;